When it comes to investment returns, the list of influencing factors is vast and varied. From economic conditions to market sentiment and interest rates, numerous external forces play a role. However, there are also factors within your control that can significantly shape your investment outcomes. We find that focusing on controllable elements, coupled with strategic […]

2025 is fast approaching, and as your head starts to fill with great intentions for the upcoming year, we’d like to take the opportunity to suggest a few great personal finance habits. If you can commit to these, you’ll really strengthen your financial situation over the coming 12 months. Have a plan This is an […]

Auto-enrolment is a major development on the horizon for Irish employers. With the government’s plan to introduce this new pension scheme, it’s vital that businesses of all sizes understand what it entails, why it is being introduced, and how they can best prepare for the upcoming changes. As your financial adviser, we want to guide […]

We often hear the phrase “life is not a rehearsal,” but how often do we truly stop to reflect on its meaning? Life is fleeting, unpredictable, and precious. Yet, many of us live as though there will always be another chance, another opportunity to do the things we desire. As financial planners, we have seen […]

When you think of retirement, what comes to mind? Is it those extra rounds of golf, spending a few months each year basking in the sun, and relishing quality time with your grandkids? Or do you find yourself worrying about your pension funding, fearing it might not be sufficient to cover all your dreams and […]

The most famous of all investors, Warren Buffett once said, “People seeking riches never have enough. Wealth is a state of mind. Wealthy people always have enough.” To him, riches are a monetary amount and never satisfy you. On the other hand, wealth is a journey and a set of actions that lead to a […]

Sometimes when it comes to life assurance and cover for living benefits within specified illness and income protection policies, you can get a little lost in the marketing messages of the different features and benefits that are available in the market. While these are of course important in helping you (with our guidance) choose your […]

You might be wondering if you need to bother reviewing your financial plan every year. After all, if we’ve already done the hard work of setting it up, why tinker with it? Here’s the simple truth: the world changes, life changes, and so must your financial plan. Skipping your annual financial review is a bit […]

Ending a marriage is usually a really tough time. There are big decisions to make about who gets to take care of the kids, how often each parent gets to see them, and where everyone’s going to live. Often, things get pretty tense between the ex-partners. Then comes the tricky part: figuring out who gets […]

Maybe it’s a stage in life that you get to, when eventually you recognise that building wealth for most people is a pursuit that happens over many years, indeed decades. And most importantly, that it’s perfectly acceptable to build wealth slowly. Certainly when we’re much younger – in our teens and twenties – the idea […]