Auto-enrolment is a major development on the horizon for Irish employers. With the government’s plan to introduce this new pension scheme, it’s vital that businesses of all sizes understand what it entails, why it is being introduced, and how they can best prepare for the upcoming changes. As your financial adviser, we want to guide […]

We often hear the phrase “life is not a rehearsal,” but how often do we truly stop to reflect on its meaning? Life is fleeting, unpredictable, and precious. Yet, many of us live as though there will always be another chance, another opportunity to do the things we desire. As financial planners, we have seen […]

When you think of retirement, what comes to mind? Is it those extra rounds of golf, spending a few months each year basking in the sun, and relishing quality time with your grandkids? Or do you find yourself worrying about your pension funding, fearing it might not be sufficient to cover all your dreams and […]

The most famous of all investors, Warren Buffett once said, “People seeking riches never have enough. Wealth is a state of mind. Wealthy people always have enough.” To him, riches are a monetary amount and never satisfy you. On the other hand, wealth is a journey and a set of actions that lead to a […]

Sometimes when it comes to life assurance and cover for living benefits within specified illness and income protection policies, you can get a little lost in the marketing messages of the different features and benefits that are available in the market. While these are of course important in helping you (with our guidance) choose your […]

You might be wondering if you need to bother reviewing your financial plan every year. After all, if we’ve already done the hard work of setting it up, why tinker with it? Here’s the simple truth: the world changes, life changes, and so must your financial plan. Skipping your annual financial review is a bit […]

Ending a marriage is usually a really tough time. There are big decisions to make about who gets to take care of the kids, how often each parent gets to see them, and where everyone’s going to live. Often, things get pretty tense between the ex-partners. Then comes the tricky part: figuring out who gets […]

Maybe it’s a stage in life that you get to, when eventually you recognise that building wealth for most people is a pursuit that happens over many years, indeed decades. And most importantly, that it’s perfectly acceptable to build wealth slowly. Certainly when we’re much younger – in our teens and twenties – the idea […]

OK, we don’t want to blow our own trumpets, but we got access to some research recently that was simply too good not to share the key findings with you. The research titled “The value of financial planning” was carried out by the Financial Planning Standard Board, in which they surveyed over 15,000 consumers in […]

As our clients progress through their financial lives, we see a consistent trend. Thoughts tend to move from thinking about the “here and now” to a much greater focus on the future. While the age at which this happens varies from client to client, retirement coming on to the horizon is an obvious driver for […]