In this final instalment of our age-related articles, it is now the turn of the more senior members of our communities – all of you in your 70’s and older. This group have some very specific financial challenges, so here are some thoughts on wisely managing your financial affairs.   Stay healthy A decline in […]

As 2023 gets into full swing, we’re all receiving a constant stream of forecasts and predictions for the year ahead. We’re not going to add to them. At the end of the day, we don’t add any value by making bold guesses about the future, because our crystal ball is no clearer than anyone else’s. […]

A conversation that often arises with clients is around how much is enough. Everyone is different and has unique wants and needs in life, most of which come with a financial price tag. If someone could wave a magic wand and guarantee each of your wants and needs in life, would that be enough for […]

This month it’s time for the latest in our series of age related articles – welcome to the world of the sixty-somethings! As you (potentially) approach the end of your working life, you are at a really important stage in your financial life. We hope to give you some food for thought to ensure you […]

This is the latest in our series of articles that consider the financial challenges for clients at a specific stage in life. This time we’re looking at people who are in their 50’s. This is a really important stage in your financial life as it is often the time in life of maximum income and […]

Let’s face it, Income Protection is somewhat of a grudge purchase. While it still enjoys the benefit of tax relief at your marginal (highest) rate, it’s another household expense that none of us enjoy paying. After all, you’re paying for a benefit that you hope you never collect…   sometimes described as the glue in […]

In our last newsletter, we wrote about what’s important financially for people in their 30s. We got quite a few comments about this piece and some requests to set out the financial priorities for people in their 40s. So here goes… Keep control of your lifestyle For a lot of people as they enter their […]

As Benjamin Franklin once said, “in this world nothing can be said to be certain, except death and taxes.” However the good news is that both of these don’t necessarily have to occur together. This is one area where we regularly receive quite a lot of queries. As they start to think about their mortality […]

We await with interest each year the claims statistics from the leading protection providers in the Irish market. Irish Life annually issue very insightful and detailed information about their claims (as do other providers), and we’ve taken the opportunity to dig a little into the claims data from their Retail division for 2021.   We […]

This is the first in a series of articles that will be aimed at people at different stages of life. Today we’re starting with those in their younger more carefree years, but probably with an eye on financial planning – the 30 somethings! For this group there are lots of competing priorities – a house […]